Rates
Benchmark rates from FRED (Federal Reserve Bank of St. Louis). Last pulled 09/12/26 12:39 AM CT. Refreshes daily at 7:00 AM Central.
Prime
6.75%
As of 09/09/26
SOFR 30-day avg
3.65%
As of 09/11/26
SOFR overnight
3.62%
As of 09/10/26
SOFR 90-day avg
3.65%
As of 09/11/26
Fed Funds effective
3.63%
As of 09/10/26
Fed Funds target (upper)
3.75%
As of 09/11/26
SOFR forward curve
Source: PensfordNo forward curve loaded yet. Pensford publishes the curve as a spreadsheet download rather than a data feed. Save it as a CSV named by date (for example 2026-09-12.csv) into lakehouse/bronze/rates/pensford/ and the next daily run will pick it up.
Month-end history
Last 36 months · last print in each month| Month | Prime | SOFR 30-day avg | SOFR 90-day avg | SOFR overnight | Fed Funds effective | Fed Funds target (upper) |
|---|---|---|---|---|---|---|
| Sep 26 | 6.75% | 3.65% | 3.65% | 3.62% | 3.63% | 3.75% |
| Aug 26 | 6.75% | 3.65% | 3.64% | 3.68% | 3.63% | 3.75% |
| Jul 26 | 6.75% | 3.62% | 3.63% | 3.66% | 3.63% | 3.75% |
| Jun 26 | 6.75% | 3.63% | 3.63% | 3.68% | 3.63% | 3.75% |
| May 26 | 6.75% | 3.59% | 3.64% | 3.63% | 3.62% | 3.75% |
| Apr 26 | 6.75% | 3.65% | 3.67% | 3.66% | 3.64% | 3.75% |
| Mar 26 | 6.75% | 3.65% | 3.68% | 3.68% | 3.64% | 3.75% |
| Feb 26 | 6.75% | 3.67% | 3.73% | 3.68% | 3.64% | 3.75% |
| Jan 26 | 6.75% | 3.68% | 3.84% | 3.68% | 3.64% | 3.75% |
| Dec 25 | 6.75% | 3.79% | 4.01% | 3.87% | 3.64% | 3.75% |
| Nov 25 | 7.00% | 4.01% | 4.19% | 4.12% | 3.89% | 4.00% |
| Oct 25 | 7.00% | 4.20% | 4.30% | 4.22% | 3.86% | 4.00% |
| Sep 25 | 7.25% | 4.31% | 4.35% | 4.24% | 4.09% | 4.25% |
| Aug 25 | 7.50% | 4.35% | 4.36% | 4.34% | 4.33% | 4.50% |
| Jul 25 | 7.50% | 4.34% | 4.34% | 4.39% | 4.33% | 4.50% |
| Jun 25 | 7.50% | 4.32% | 4.34% | 4.45% | 4.33% | 4.50% |
| May 25 | 7.50% | 4.31% | 4.35% | 4.35% | 4.33% | 4.50% |
| Apr 25 | 7.50% | 4.35% | 4.36% | 4.41% | 4.33% | 4.50% |
| Mar 25 | 7.50% | 4.33% | 4.35% | 4.41% | 4.33% | 4.50% |
| Feb 25 | 7.50% | 4.35% | 4.42% | 4.39% | 4.33% | 4.50% |
| Jan 25 | 7.50% | 4.32% | 4.51% | 4.38% | 4.33% | 4.50% |
| Dec 24 | 7.50% | 4.53% | 4.69% | 4.49% | 4.33% | 4.50% |
| Nov 24 | 7.75% | 4.67% | 4.91% | 4.59% | 4.58% | 4.75% |
| Oct 24 | 8.00% | 4.85% | 5.14% | 4.90% | 4.83% | 5.00% |
| Sep 24 | 8.00% | 5.16% | 5.31% | 4.96% | 4.83% | 5.00% |
| Aug 24 | 8.50% | 5.35% | 5.37% | 5.32% | 5.33% | 5.50% |
| Jul 24 | 8.50% | 5.35% | 5.36% | 5.38% | 5.33% | 5.50% |
| Jun 24 | 8.50% | 5.34% | 5.35% | 5.33% | 5.33% | 5.50% |
| May 24 | 8.50% | 5.32% | 5.35% | 5.34% | 5.33% | 5.50% |
| Apr 24 | 8.50% | 5.33% | 5.35% | 5.34% | 5.33% | 5.50% |
| Mar 24 | 8.50% | 5.32% | 5.35% | 5.34% | 5.33% | 5.50% |
| Feb 24 | 8.50% | 5.32% | 5.36% | 5.32% | 5.33% | 5.50% |
| Jan 24 | 8.50% | 5.33% | 5.36% | 5.32% | 5.33% | 5.50% |
| Dec 23 | 8.50% | 5.34% | 5.36% | 5.38% | 5.33% | 5.50% |
| Nov 23 | 8.50% | 5.33% | 5.35% | 5.33% | 5.33% | 5.50% |
| Oct 23 | 8.50% | 5.32% | 5.34% | 5.35% | 5.33% | 5.50% |